Group Limited Indemnity
The Group Limited Indemnity insurance policy pays certain medical expenses at a specific benefit amount for a limited number of days, as defined by your plan. You may opt for coverage for your spouse or child(ren). You are eligible for this coverage (regardless of your health status), and you do not have to answer any medical questions to qualify for coverage.
Note: Group Limited Indemnity is NOT major medical insurance, or comprehensive health coverage.
Voluntary accident insurance provides a range of fixed, lump sum benefits for injuries resulting from a covered accident, or for accidental death and dismemberment (if included). These benefits are paid directly to you. You have three plan options for you to choose from Plan A, B or C.
Voluntary critical illness provides a fixed, lump sum benefit upon diagnosis of a critical illness which can include heart attack, stroke paralysis and more. These benefits are paid directly to you.
Universal Life Protector insurance offers a safety net with lifetime protection. Unlike standard term life insurance, with Universal Life Protector, income earned on the cash value grows tax-deferred.
Coverage is portable, drivers can keep their coverage no matter what you do where you work.
- Accelerated Death Benefit feature provided at no cost
- Maximum benefit amount: lesser of 6 times earnings or $25,000
- Rates are issue age based and do not increase for the term of the policy
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